The St. Martin Team - Westford MA Real Estate
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Posted by St. Martin Team on 4/20/2018

This Single-Family in Dunstable, MA recently sold for $594,900. This Colonial style home was sold by St. Martin Team - LAER Realty Partners.


73 Chapman Street, Dunstable, MA 01827

Single-Family

$589,900
Price
$594,900
Sale Price

9
Rooms
4
Beds
2/1
Full/Half Baths
River's Edge ~ a brand-new 18-lot cul-de-sac neighborhood of quality-built homes by Bentley Building Corporation, beautifully set next to the Nashua River Rail Trail and close to the New Hampshire border for convenience to restaurants, entertainment and tax-free shopping. Groton-Dunstable regional school system. This lot will feature the Manchester model on a beautiful private lot on the cul-de-sac. First floor is built with an open floor plan lots of hardwood, great for entertaining, large eat-in kitchen with island and family room with a fireplace. Master bedroom with private bath and walk-in closet plus 3 large bedrooms. Two car garage attached. Other lots available.

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Categories: Sold Homes  


Posted by St. Martin Team on 4/19/2018


124 Lowell Rd, Westford, MA 01886

Single-Family

$599,900
Price

10
Rooms
4
Beds
2/1
Full/Half Baths
This home is loaded with recent upgrades and and offers tons of versatile living space!Enter through the front-to-back family room with hardwood floor, wood-burning fireplace & an entire wall of built-in shelving.Kitchen was renovated in 2015 and features white cabinets, quartz countertops, SS appliances & gas cooking.Dining room has hardwood floor, new Andersen window (2016) and built-in corner hutch.The great room is a perfect place for entertaining: spacious dining area with built-in shelves, cathedral ceiling, recessed lighting, gas fireplace & a wet bar. A half bath, renovated in 2015, completes the first floor.Three bedrooms and a full bath on second floor, and tons of extra living space in the lower level...two common rooms, a private bedroom, a walk-in cedar closet, a laundry room and full bath.Beautiful back yard features composite deck, brick patio, new fire pit, and a heated, saltwater inground pool, outdoor shower & cabana. New central AC. FULL LIST OF UPGRADES AVAILABLE.
Open House
No scheduled Open Houses

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Categories: Price Change  


Posted by St. Martin Team on 4/19/2018


14 Wampus Avenue, Acton, MA 01720

Condo

$199,999
Price

4
Rooms
2
Beds
1
Baths
Location, Price, Condition....it's the perfect combination and the perfect time to own your condo home! This well-maintained community of 48 condominiums offers access to a wide variety of amenities and necessities: just minutes to NARA Park (North Acton Recreation Area) with beach, grilles, summer concerts on the grassy hill, and playing fields. This building has an attractive interior entryway and common areas. The unit is all Hardwood with crisp white and soft neutral paint. The Kitchen sparkles with granite, SS appliances, tile backsplash, and ceramic floor. Lots of light in this corner location. Bath with granite and ceramic too. In-unit Laundry connections. This is a pet-friendly community (with weight restriction.) Within minutes you can be strolling at the Cranberry Bog and Great Brook State Park in Carlisle. One parking place + visitor spots. Easy drive to 495, 2, or the South Acton Commuter Rail and all the shopping on Great Road. Why wait?
Open House
Sunday
April 22 at 11:30 AM to 1:30 PM
Cannot make the Open Houses?
Location: 14 Wampus Avenue, Acton, MA 01720    Get Directions

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Tags: Real Estate   Open House   Condo   Acton   01720  
Categories: Open House  


Posted by St. Martin Team on 4/19/2018


14 Wampus Avenue, Acton, MA 01720

Condo

$199,999
Price

4
Rooms
2
Beds
1
Baths
Location, Price, Condition....it's the perfect combination and the perfect time to own your condo home! This well-maintained community of 48 condominiums offers access to a wide variety of amenities and necessities: just minutes to NARA Park (North Acton Recreation Area) with beach, grilles, summer concerts on the grassy hill, and playing fields. This building has an attractive interior entryway and common areas. The unit is all Hardwood with crisp white and soft neutral paint. The Kitchen sparkles with granite, SS appliances, tile backsplash, and ceramic floor. Lots of light in this corner location. Bath with granite and ceramic too. In-unit Laundry connections. This is a pet-friendly community (with weight restriction.) Within minutes you can be strolling at the Cranberry Bog and Great Brook State Park in Carlisle. One parking place + visitor spots. Easy drive to 495, 2, or the South Acton Commuter Rail and all the shopping on Great Road. Why wait?
Open House
No scheduled Open Houses

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Tags: Real Estate   Condo   Acton   01720  
Categories: New Homes  


Posted by St. Martin Team on 4/19/2018

If you’ve been considering taking the next step toward homeownership, you’ve likely heard about FHA loans. Offered by the Federal Housing Administration (hence, “FHA”), these loans are great for a number of people hoping to purchase a home but who don’t have a large down payment saved.

There are many misconceptions about FHA loans since they’re often advertised by large, private mortgage lenders but are technically a government program. In order to clear up some of the confusion, we’ve provided answers to some frequently asked questions regarding FHA loans.

Read on to learn about FHA loans and how they might help you purchase a home.

Who issues an FHA loan?

FHA loans aren’t issued by the government. Rather, they’re issued by private lenders but insured, or “guaranteed,” by the government.

Since lenders want to make sure they’ll see a positive return from lending to you, they typically want you to have a high credit score and a large down payment (typically 20%). However, not everyone is able to meet those requirements. In this situation, the FHA is able to help you acquire a loan by giving your lender a guarantee.

Are there different types of FHA loans?

Yes. In fact, there are nine distinct types of loans guaranteed by the FHA. These include fixed rate mortgages, adjustable rate mortgages, refinance loans, reverse mortgages, VA loans, and more.

What do you need to qualify for an FHA loan?

It’s a common misconception that you need to be a first-time buyer to qualify for an FHA loan. However, if you have previously owned a home that was foreclosed on or if you’ve filed for bankruptcy, the foreclosure and bankruptcy have to be at least three years old.

You’ll also need to demonstrate a stable employment history, usually including two years of employment with the same employer.

Finally, the FHA will ask you for your current and previous addresses, the last two years tax returns, and the W-2 forms from any of your recent jobs.

What is the most I can borrow with an FHA loan?

The FHA sets mortgage limits on loans depending on the state and county you’ll be living in. For a single-family home, the limit ranges from $275,000 to $451,000. So be sure to check the limits for your state and county.

Can you refinance an FHA loan?

Refinancing a loan is a great way to receive a lower interest rate or to shorten the term of their mortgage to save in the total number of interest payments. In fact, the FHA typically only allows refinancing when it will result in lower interest payments on a loan.

What is the minimum credit score needed to qualify for an FHA loan?

While you don’t need excellent credit to qualify for a loan, the FHA will require you to have a score of at least a 580. You can check your score for free online from a number of companies, such as Mint or Credit Karma. Be aware, however, that scores vary between credit bureaus. So, it’s a good idea to check your FICO score once per year, which is the score used by mortgage lenders.




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